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Rescission Rights by State
2 min readLast reviewed
Rescission rights are not uniform across the country. This article explains why they vary, how to tell which state's law applies to your purchase, and where to verify your specific deadline. It is general information, not legal advice.
Why rescission rights vary
Each state sets its own consumer-protection rules for timeshares, including the length of the cooling-off period. That is why the deadline that applies to you depends on where the contract was signed and its governing-law terms.
Which state's law applies to you
Generally, the state where you signed and the contract's governing-law clause determine the applicable rules. Where these differ, the analysis can be more complex, and a qualified attorney can help.
Where to verify your specific rule
We do not publish exact day counts for every state without verification, because inaccurate deadlines can be harmful. Instead, confirm your rule using your contract, your state's resources, and, if needed, a qualified attorney.
Acting on the right
Once you confirm your window, follow how to exercise rescission rights and the notice requirements exactly. Speed and precision both matter.
Sources & citations
- 1.FTC — Timeshares and Vacation Plans— Federal Trade Commission
- 2.CFPB — Consumer resources— Consumer Financial Protection Bureau
- 3.State consumer-protection & Attorney General resources— National Association of Attorneys General
Written by
Legal Information Desk
Legal Information Research (Non-Advisory)
Reviewed by
Compliance Reviewer
Consumer-Protection & Compliance Review
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